Make Money When You Move!
Program Services | Home Buying
Buying A Home
One of the original HAR-CO Credit Union SMARTMOVE® goals was to reduce the stress involved in the Home Buying Process.
To help you understand the process, we've outlined most of the key steps to buying a home, and we’ve detailed how we can provide assistance.
Step One: Get Pre-Approved For a Loan
Loan pre-approval is the best advantage you can give yourself as a buyer. Sellers will take your offer more seriously and you’ll have a huge edge over buyers who are not pre-approved. To learn more about the benefits of pre-approval and how to begin, contact your HAR-CO Credit Union SMARTMOVE® coordinator!
Step Two: Learn the Market
One of the best ways to learn about the market you're interested in is to be constantly looking at properties. To become familiar with your market, search properties on our Property Search finder.
Step Three: Choose a Professional
Having an agent represent you as a buyer puts a knowledgeable, professional negotiator in your corner and it doesn’t cost you anything. We can match you with the best sales associate based on your individual home buying needs and requirements.
Step Four: Secure Your Loan
When you find the right home, we can make the process of financing easier with one-stop shopping for lenders and loan products. We’ll help you choose the right loan based on your current finances and how long you plan to own your home. To learn more about securing your loan and how to begin, contact your HAR-CO Credit Union SMARTMOVE® coordinator!